Author

Artist/Author: The Honorable Dr.⁹ Mattanaw, Christopher Matthew Cavanaugh, Retired

Interdisciplinarian with Immeasurable Intelligence. Lifetime Member of the High Intelligence Community.⁶

• Masters Business & Economics, Harvard University (In Progress)
• Attorney, Pro Se, Litigation, Trial, Depositions, Contracts (E.g. State of Alaska v. Pugh, et. al., Alaska Superior and Supreme Courts)⁴
• B.S. Psychology, University of Maryland, 4.0, Summa Cum Laude¹
• B.S. Computer & Information Science, University of Maryland, 3.91, Magna Cum Laude²
• B.A. Philosophy, University of Maryland.³
• G.E.D., State of Maryland, Montgomery County, 1999.
• Lifetime Member of the High Intelligence Community, Mensa Lifetime Member

Former Chief Architect, Adobe Systems

Current President/Advisor, Social Architects and Economists International.

CEO PlaynText | CEO PlainText

Contact:

• cmcavanaugh@g.harvard.edu
• christopher.matthew.cavanaugh@member.mensa.org
• mattanaw@mattanaw.org

Resumé

• Professional Resumé

Edit History

• 44 Wanattomians, Epoch 1726288129, Saturday, September 14, 2024 12:28:49, Bali, Indonesia

Contents

• Author
• Edit History
• Introduction
• Vehicle Procurement
• Food Shopping

Introduction

This book includes various moral treatments of how to make purchases as a consumer. This is in a draft state and more will be included later.

Vehicle Procurement

*Below are notes utilzed for making a vehicle procurement. The desire was to have a more rational procedure. It was incipient of an actual clearly defined methodology for making vehicular purchases. It would depend partly on a more general strategy of making purchases too. the objective is to arrive at a more moral process for making such purchases.

Notes to consider putting into a purchase process. Sample developmental attempt, to decide whether to buy van or prius.

Notes on Vehicle Purchase:

What you are wanting out of the vehicle. - Provide travel flexibility for touring North America - Asset will utilize funds. - Van 7k remains, Some gold could be sold (10k). 17k is manageable and will last with no changes. - Forester 50k remains, 20k can go into gold. 30k is manageable and will last with no changes. - Asset will hold value - and will hold value for resale. - or will be retained as a reliable dwelling. - Obtaining Vehicle - Van. Wait period. - Suburu. Immediate. - Studio, Possessions - Van much better value for possessions, for marketing, for studio work. - Suburu may still function for this, but much less space. - Activity Versus Leisure. - Van. Original idea was to sell the van again for

With Subaru, could retain and get a van later, even on custom order - No commitment on the Van order. And you get both.

Planning Burden - Van - you want to avoid excess taxes. - Alaska could cause you problems. - Subaru less concerned. - Can plan for

Space - Van has much space, not sure how to use it. - Van there is some concern about what might be going on inside. - Subaru has little space, but you recall you really just need it for driving and sleeping. - Subaru there might be less feeling of safety.

Impression - Van - Van gives the impression of retirement, and actual touring. - Subaru - Subaru is intended partly for hiking/camping already. Has that perception. - If you lived in your Subaru for 10 years, cost would be 3k per year for the vehicle.

Safety - Van is much much safer. Clear winner.

Stealth - Subaru is much easier to stealth.

Offroad - Perhaps equal, but maybe the van.

Tires, Puncture. - Van clear winner, but you can change the tires on the subaru and at low cost.

Maintenance, Wear and Tear - Subaru clear winner.

Reliability - Subaru probably.

Preferences - Van - Safer. - Prefer the van overall, but not sure how you will really use the space. - Can simply buy a Van later. - May be able to order from a dealer that already doesn’t charge sales tax. Takes Alaska and business out. - Just have an AirBnB and PO Box in that state on pick up. Perhaps plan for a new ID. - Subaru - Less Safe. - More maneuverable, sporty. - Easier to stealth. - Can still order and buy the Van if you decide you prefer it. - Creates a gap on planning to buy the Van (a bigger investment) - Can function as a temporary or permanent solution

Storage -Van - Van easily wins. - Subaru appears to be able to store all your possessions. Particularly if you compare to your first move with it to Alaska the first time.

Electrical and Power -Van - Van has the best capabilities. However you primarily only utilized a plain power inverter. - Only electrical need is computers and phones. Van’s electrical is excess. - There is no actual need for food to be heated. - Subaru - Subaru appears to cover all energy needs with the cheapest inverter. - Covers ability to charge electronics. - There is no actual need for food to be heated.

Interest No Vehicle, No Dwelling - You are most interested in simply owning no vehicle and having no dwelling. - Cash situation for international travel is unresolved. - Subaru solves the cash and dwelling situation. - Van solves the cash and dwelling situation. - Subaru may solve the dwelling situation on a trajectory for no vehicle and no dwelling better, because it is closer to the objective, and could work on its own, if you change your mind. - Subaru - Dwelling cost for 10 years is <3k (Maybe as low as 2. Could be worth 10k in 10 years). 5.5k per year with resale (initially, then slows). - Will be doing both simultaneously with the international travel, and with parking/hiking. - You could do the PCT for 2-3 months, and return happily to the vehicle -OR- you could decide the car does little for you. Either way the car cost is already nearly the hiking cost. 3k per year for 20 years is only 60k. 90k for 30 years (you’re now 73 years old and still have your funds minus 90k). Or it is $0 which is the best of all. - Van - Still an option later.

Dwelling - Van - Van is much more livable, perhaps. Seems like a house. - Can’t hold onto it as a dwelling for long, because need to resell to get back value. Else take an excessive cost. - If kept for 10 years might cost you - Subaru - May be more liveable than you might think alone.

Temporariness - Subaru - Subaru solves for temporariness. You don’t care as much if you don’t want to dwell in it any longer. - You can still get the van. - You can sell it in one year or ten.

Cash - Subaru preserves nearly 50k in cash. - You could buy two more, even if you never resold it.

Parking/Camping - Van - Good Sam, RV Parks, 24 hour locations, Places you find that are especially safe, National Parks, Forests. - Parking arrangements at a home to use the van only. Doesn’t seem safe or reasonable. - Van is less stealth. - Van has clear expectation of being a reasonable touring choice. - Vehicle a good choice for parking/camping perceptions. - Subaru - No difference. - Parking arrangements to live/stay also don’t seem reasonable. - Subaru is more stealth. - Subaru doesn’t appear as reasonable a touring choice, but already appears outdoorsman. Might be no difference. - Vehicle a good choice for parking/camping perceptions.

Access - Both vehicles can go anywhere. - Subaru more likely to bring overseas. Smaller for shipping and extra funds are available to do it to begin with.

Resale/Depreciation. - Van - Maybe wins on short term. Might get full value. (But, you never tested this with a Subaru) - You get back all funds while enjoying a premium vehicle. - Perhaps loses quickly after. Fast depreciation with less interest. - Subaru - Maybe loses on short term. Fast depreciation. Not going to sell at full value? (Maybe not if you sold in AK like the Van)

Dependencies - Van purchase seems to entirely depend on resale to be a rational choice. Otherwise depreciation is too much. - However, if you kept it as a dwelling, it would be large and could feel permanent. - Subaru purchase does not depend on resale to be a rational choice. - But you still can keep it as a dwelling potentially, if you get comfortable with that.

Actual Likely Projections if Resold - If resold after 2 years, for the Subaru you may get 18-21k. (Assuming $29k) - May be a wait. - Expenditure for 2 years then is ~8-11k. 5.5k per year plus costs.

Outdoor and Adventure Flexibility - Van - Huge - Subaru - Huge

Insurance: - Van - Total loss without compensation would be a huge hit. - Subaru - Total loss without compensation feels like it doesn’t even matter.

Post Vehicle Purchase Plans Required. - Total Budget is possible. - With vehicle, and - Without vehicle. - 2035 Plan. Defer all work thinking until 2035 and only then revisit. - Decide if you never need to work again or not. If you need to work, for how long and how much to save, before never working again. - Try to solidify a vehicle strategy, using the above notes as a starting point. - Must include a reasonable parking and storage strategy. (What is the monthly cost of a vehicle storage lot?) - Plan your cash quantities into the foreseeable future, to make international travel reasonable. - Plan into the above, having no vehicle at all again. With remaining cash issues resolved, because of the check. - International travel and cash plan with and without the vehicle. - Feels a strong preference for no vehicle at all, after a period of getting sick of the vehicle.

Food Shopping

To Add